Use Our Quick Equity Release Comparison Tool to Compare the Market for 2025 in Under a Minute.

If you're looking for the best equity release quote to help you plan a more comfortable retirement, we may be able to help.

There's no need to spend countless hours trying to figure out where to find the best quote when you could use our system to access the information you need instead.

With hours of research and years of experience behind us at The Enquirer, we can offer you a holistic overview of the market.

That means you'll be getting FREE and up-to-date advice on the regulated equity release market in the UK.

Let us help you track down an equity release quote that could be a good fit for you.

Find an equity release quote that could help you on your way to a stress-free retirement.

Our calculator's designed to save you from having to do hours of research on the hundreds of plans out there.

Who's Releasing Equity in 2025?

Those releasing equity in 2025 are UK-based homeowners aged 55 or older.

Equity release allows you to capitalise on the value of your home by trading a portion of that value for a cash sum.

There's a variety of ways you can use the money, with some of the most popular uses including:

• Gifting money to children or grandchildren.
• Making home improvements.
• Topping up your pension income.
• Paying off your mortgage.
• Clearing credit card debts to save on expensive interest charges.
• Helping family purchase property.
• Managing your beneficiaries' Inheritance Tax liability¹.

Can You Get a Free Quote to Release Equity?

Yes, you can get a free quote to release equity from most of the equity release providers on the market.

Obtaining a free quote usually requires you to enter some of your personal information into an online form that automatically determines how much equity you may be eligible to release from your home.

For an independent, obligation-free quote, why don't you try our free equity release calculator?

Why Compare Equity Release Providers?

You need to compare equity release providers to find the provider and plan best suited to your and your family's needs.

As the equity release industry continues to grow, providers are offering more and more fantastic deals to stand out from the crowd and compete for your custom.

This competition has led to the inclusion of features like Inheritance Protection and Downsizing Protection, and it also often means you'll be able to choose from a more affordable range of products.

What Do I Need to Get a Quote?

To get an equity release quote, you'll be required to enter a few basic details:

• Your age or the age of the youngest homeowner.
• The market value of your property.
• Your property location or postal code².

If you're hoping to secure an Enhanced plan, you'll have to provide your and your partner's medical information in order to receive a quote from a provider.

You could, however, get a quick quote from us without including this information.

Where Can I Get an Equity Release Quote?

You can get an equity release quote right here by using our equity release calculator.

The results will give you a snapshot of the equity release market and a general indication of the best providers for your particular needs and priorities.

By using our system, you'll be able to access exclusive deals from market leaders.

Important:

Although getting an online quote is a quick and easy way to get an overview of the market, receiving advice from a qualified equity release advisor is a requirement when taking out equity release.

An experienced advisor will not only highlight the pros and cons of equity release but will also help you find the best plans for your unique circumstances and goals.

Remember that the disadvantages of equity release include:

• Equity release will affect the size of the inheritance you're able to leave behind.
• Equity release may affect your entitlement to means-tested benefits now or in the future.
• Equity release may not be suitable for everyone, which is why your advisor will ask you to consider other options before proceeding.
• Equity release is a lifelong commitment, and as such, some plans may include Early Repayment Charges. This point can be discussed with your advisor.
• Equity release can be a considerably high-cost form of borrowing if your interest rolls up (because of the compounding effect). However, all new lifetime mortgages approved by the ERC allow you to make penalty-free partial repayments so that you can control the roll-up of interest.
• You may want to discuss equity release with your loved ones to make them aware that it’s something you're considering.
• Equity release may require set-up fees.
• Once you've taken out an equity release plan, no other borrowing can be taken out using your home as security.
• Advice is required before proceeding with equity release.

Compare Equity Release Interest Rates & Deals

It's imperative to compare equity release interest rates and deals before settling on a provider.

By comparing the market offerings, you'll be better positioned to determine which providers will benefit you the most and which plans will suit your needs.

Common Questions

In Conclusion

Getting an equity release quote has never been easier.

Receiving an online quote is a great way to start thinking about whether equity release is suitable for you and whether this type of product could provide you with the means to achieve your financial goals.

Remember to consult a qualified advisor to discuss your options once you’ve got your free equity release quote.

PLEASE NOTE: This content has been independently collected by TheEnquirer team and is offered on a non-advisory basis. TheEnquirer may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. Learn more about our editorial guidelines.